Terms and Conditions

1. Acceptance of Terms

By accessing and using Sursus ("the Service"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Service.

2. Investment Disclaimer

You acknowledge and agree that all investment decisions are made solely at your own risk. The Company shall not be liable for any losses or damages resulting from your use of the information provided through the Service.

3. AI-Generated Content and Data Accuracy

The Service utilizes artificial intelligence and machine learning technologies to process and analyze financial data. You acknowledge and agree that:

• AI outputs are not verified or guaranteed to be completely accurate, current, or complete.
• Source data may contain errors, omissions, or outdated information.
• AI-generated analysis may contain factual errors, misinterpretations, or hallucinations.
• You must independently verify all information before making any decisions based on it.
• The Company makes no warranties about the accuracy, reliability, or completeness of any AI-generated content.

4. Description of Service

Sursus provides financial analysis tools, including but not limited to fundamental research, DCF valuations, quality metrics, and AI-powered insights for value investors. The Service is intended solely as a research tool and educational resource.

5. User Responsibilities

You agree to:

• Provide accurate and complete information when creating an account.
• Maintain the confidentiality of your account credentials.
• Use the Service only for lawful purposes and in accordance with these Terms.
• Not use the Service for market manipulation or any fraudulent activities.
• Not redistribute, sell, or commercially exploit the Service's content without permission.
• Conduct your own due diligence before making any investment decisions.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of the Company and are protected by international copyright, trademark, and other intellectual property laws.

7. Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

8. Complete Release and Indemnification

YOU HEREBY FULLY AND COMPLETELY RELEASE AND HOLD HARMLESS SURSUS, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND SUCCESSORS FROM ANY AND ALL LIABILITY, CLAIMS, DEMANDS, CAUSES OF ACTION, DAMAGES, OR COSTS ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service.
• Any investment decisions made based on information provided through the Service.
• Any errors, mistakes, or inaccuracies in the content.
• Any unauthorized access to or alteration of your data.
• Any third-party content or conduct on the Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.

The Company does not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that defects will be corrected.

11. MANDATORY ARBITRATION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be determined by binding arbitration in the State of Utah, rather than in court. The arbitration shall be conducted under the rules of the American Arbitration Association. You understand and agree that by entering into these Terms, you and the Company are each waiving the right to a trial by jury or to participate in a class action.

You agree that any arbitration or proceeding shall be limited to the dispute between the Company and you individually. You acknowledge and agree that you are waiving the right to participate as a plaintiff or class member in any purported class action or representative proceeding.

12. Account Termination

We reserve the right to terminate or suspend your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, the Company, or third parties.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after any modifications indicates your acceptance of the updated Terms.

14. Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be resolved exclusively through binding arbitration in Utah as described above. For any matters not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Utah.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

16. Contact Information

For questions about these Terms and Conditions, please contact us through the contact information provided on our website.